Terms of Use

1. Introduction

These Terms of Use (“Terms”) govern your access to and use of the website and participation in the free educational webinar series titled “Behavioral Discipline and Digital Expense Tracking: How It Changes Psychology and Control Over Spending” (the “Webinar Series”), operated by POKE LIMITED.

By accessing this website or registering for the Webinar Series, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the website or register for the event.

2. Nature of the Project

The Webinar Series is a free online educational event dedicated to exploring the psychological aspects of digital expense tracking and behavioral discipline. It is a research-based discussion organized for informational and educational purposes only.

The Webinar Series does not promote, endorse, or advertise any budgeting applications, expense trackers, financial tools, productivity platforms, commercial applications, courses, or paid services of any kind.

3. No Guarantees of Results

No guarantees of results or changes in financial discipline are provided. The Webinar Series presents educational information based on behavioral psychology research and general principles of digital self-regulation.

Individual results may vary significantly depending on personal circumstances, psychological factors, and individual application of the concepts discussed. We make no warranties, express or implied, regarding the effectiveness or applicability of the information presented to any individual’s specific situation.

4. Not Professional Consultation or Advice

The content of the Webinar Series is intended for general educational purposes and should not be interpreted as:

• Professional psychological counseling or therapy
• Financial advice, planning, or consulting services
• Medical or mental health diagnosis or treatment
• A substitute for professional consultation with qualified specialists

If you require professional assistance related to your financial situation or mental health, we strongly encourage you to seek guidance from a qualified professional.

5. Participant Responsibility

Participants are solely responsible for their conclusions, interpretations, and actions based on the provided information. By participating in the Webinar Series, you acknowledge and agree that:

• You are attending the Webinar Series voluntarily and for educational purposes
• Any decisions you make based on the information presented are your own responsibility
• The organizers and invited expert bear no liability for any outcomes resulting from your application of the discussed concepts
• You will use the information presented in a manner appropriate to your individual circumstances

6. Intellectual Property

All content presented on this website and during the Webinar Series, including but not limited to text, graphics, presentations, exercises, and recordings, is the intellectual property of POKE LIMITED or its content contributors and is protected by applicable copyright laws.

Participants may use the materials for personal educational purposes only. Redistribution, reproduction, modification, public display, or commercial use of any materials without prior written consent is strictly prohibited.

7. Registration and Communication

By registering for the Webinar Series, you agree to receive only emails directly related to the webinar event, including:

• Registration confirmation
• Session reminders
• Broadcast links and recording access

You will not receive marketing newsletters or promotional communications. Every email includes an unsubscribe option. For details on data handling, please refer to our Privacy Policy.

8. Website Use

You agree to use this website only for lawful purposes and in a manner that does not infringe upon or restrict the use and enjoyment of the website by others. Prohibited conduct includes but is not limited to:

• Attempting to gain unauthorized access to the website or its systems
• Using the website to transmit harmful, offensive, or illegal content
• Interfering with the proper functioning of the website

9. Limitation of Liability

To the fullest extent permitted by applicable law, POKE LIMITED, its directors, employees, and invited contributors shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to:

• Your use of this website or participation in the Webinar Series
• Any actions taken based on the information presented
• Any technical issues, interruptions, or errors during the sessions

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with a revised effective date. Continued use of the website or participation in the Webinar Series after changes have been posted constitutes acceptance of the updated Terms.

12. Contact Information

If you have any questions about these Terms of Use, please contact us: